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Should You Change Your Medicare Coverage During Open Enrollment?

Medicare’s Open Enrollment Period begins on October 15.

Now is the ideal time to evaluate whether this is the year to change your coverage.

Perhaps you:

  • Want a plan with different services than your current plan.

  • Require access to specific hospitals, doctors, or prescriptions that aren’t covered under your current plan.

  • Need more convenience, higher quality, or a plan that will cover you while you’re traveling.

Making this decision is anything but simple.

If you are wondering whether you should make a change, take a look at this flowchart. It addresses many of the most common scenarios you might be facing.

Should you find yourself in need of a review, we have resources that can help you identify the appropriate replacement and put a new policy in place. As a fee-only financial planning firm, we don't sell any type of financial products but we can help put you in touch with knowledgeable agents who do.

Open enrollment time is a busy one for insurance agents so get started early!

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